1. Saving Goals

Eyeing up an iPad or a wallet-busting 4K TV? Set the amount of money you need to save and the amount you’re putting aside every week and the app will tell exactly when you will have enough to purchase that most coveted possession.

Price: £0.69 | Platform: iPhone, iPod Touch and iPad | Download Saving Goals iPhone app

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T3's round of the best money-saving apps for iPhone, iPad and Android that should help you do a better job of saving the pennies this year

Pay packet not quite matching up with your lavish lifestyle? Perhaps it's time to get those finances in order and accept that you don't get paid like a Premier League footballer. Thankfully, with smartphone in hand and a host of apps at your disposal, you don't need to add an accountant to your monthly outgoings.

So, whether you've lavishly spent over the festive period or made a New Year's resolution to cut back, here's the apps to help you save money in 2013.

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